California Bad Faith Insurance Attorneys

When Your Insurance Claim Has Been Denied by the Insurance Company

If you have faithfully paid on your auto, home, or business insurance policy, you have every right to expect that the insurer will be there for you when you need to bring a claim. Unfortunately, many policyholders discover that in their time of need — after a home fire or theft from a business, after storm damage or a car accident — their insurance company is looking for a way out of the contract.

• Was your claim denied because the insurance coverage did not cover that type of loss?
• Did the insurance company offer you only a partial payment for your losses, claiming that your home was not worth as much as you say it is or that your stolen property had decreased significantly in value?
• Did the insurance company try to blame you for the fire or theft?
• Did the insurance company deny your claim and cancel your policy, saying that you were untruthful on your initial application?
• Did the insurance company engage in long delays in paying your claim on a disability, life, or health policy ?

These are a few of the bad faith tactics insurance companies use to avoid paying claims.

If an insurance company in California has failed to make good on a valid claim for benefits, call (877) 295-4814 to speak directly with a bad faith insurance attorney at the law offices of Hinkle, Jachimowicz, Pointer & Emanuel. Or, contact our San Jose office online. Your initial consultation is free and most cases are accepted on a contingency fee basis.

Some of our lawyers previously worked as insurance defense attorneys, which gives our firm valuable insight into how insurance companies justify turning down your claim, and how they make mistakes in turning down or undervaluing claims.

Insurers sometimes misinterpret the provisions of a policy and declare a valid claim for damages to be outside the policy’s provisions. We will review your policy to see if this is true.

The insurance company may rely on a lowball appraisal to say that your property was worth only a fraction of its true value. We will challenge that appraisal and request a reappraisal.

Claims adjusters may create continual delays in paying on the policy, wearing policyholders down until they finally accept less than full coverage in order to move forward with repairing or replacing their property.

After a hailstorm, mudslide or other natural disaster, property owners and business policyholders have a right to be treated fairly. If you have been the victim of insurance bad faith, contact an experienced insurance bad faith law firm to schedule a free consultation. In most instances you pay no attorneys’ fees until we achieve a successful verdict or settlement for you.